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Best Credit Cards for Large Purchases

Credit cards with the best purchase protection, extended warranty, and rewards for big-ticket items.

1
Chase Sapphire Reserve
Chase · $795/yr
large purchases benefits: $535/yr
Total card value: $3,331/yr5 related benefits
2
Capital One Venture X Rewards
Capital One · $395/yr
large purchases benefits: $483/yr
Total card value: $1,163/yr5 related benefits
3
large purchases benefits: $425/yr
Total card value: $605/yr4 related benefits
4
The Platinum Card from American Express
American Express · $895/yr
large purchases benefits: $408/yr
Total card value: $4,172/yr4 related benefits
5
large purchases benefits: $308/yr
Total card value: $1,697/yr3 related benefits
6
Citi Strata Premier
Citi · $95/yr
large purchases benefits: $300/yr
Total card value: $525/yr4 related benefits
7
large purchases benefits: $258/yr
Total card value: $1,338/yr3 related benefits
8
Chase Freedom Flex
Chase · No annual fee
large purchases benefits: $258/yr
Total card value: $608/yr4 related benefits
9
United Explorer Card
Chase · $150/yr
large purchases benefits: $225/yr
Total card value: $645/yr3 related benefits
10
large purchases benefits: $208/yr
Total card value: $978/yr3 related benefits
11
large purchases benefits: $208/yr
Total card value: $588/yr3 related benefits
12
American Express Gold Card
American Express · $325/yr
large purchases benefits: $205/yr
Total card value: $729/yr3 related benefits
13
Prime Visa
Chase · No annual fee
large purchases benefits: $185/yr
Total card value: $285/yr3 related benefits
14
American Express Green Card
American Express · $150/yr
large purchases benefits: $180/yr
Total card value: $489/yr3 related benefits
15
Chase Freedom Unlimited
Chase · No annual fee
large purchases benefits: $175/yr
Total card value: $285/yr3 related benefits
16
large purchases benefits: $135/yr
Total card value: $185/yr3 related benefits
17
Wells Fargo Active Cash Card
Wells Fargo · No annual fee
large purchases benefits: $135/yr
Total card value: $135/yr2 related benefits
18
large purchases benefits: $125/yr
Total card value: $380/yr2 related benefits
19
large purchases benefits: $125/yr
Total card value: $325/yr2 related benefits
20
Bank of America Customized Cash Rewards
Bank of America · No annual fee
large purchases benefits: $125/yr
Total card value: $175/yr2 related benefits

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