Total Benefit Value
$815/yr
Annual Fee
$95
Avg Left on Table
$639/yr
The average Chase Sapphire Preferred holder leaves $639/yr on the table
Based on typical usage rates across 8 benefits. Your number could be higher or lower.
Welcome Bonus
75,000points/miles
Spend $5,000 in 3 months · est. $1,350 value
All Benefits (8)
Statement Credits
Hotel Credit
$50 annual hotel credit through Chase Travel
$50/yr
annual
Insurance & Protection
Car Rental Loss & Damage InsuranceHidden
PRIMARY car rental coverage up to ~$60,000
$200/yr
ongoing
Trip Cancellation/Interruption InsuranceHidden
Up to $10,000 per person, $20,000 per trip
$100/yr
ongoing
Trip Delay ReimbursementHidden
Up to $500 per ticket, 12-hour delay trigger
$50/yr
ongoing
Purchase ProtectionHidden
$500 per item, 120 days
$75/yr
ongoing
Extended WarrantyHidden
+1 year on warranties up to 3 years, $10,000 per item
$50/yr
ongoing
Shopping & Lifestyle
DoorDash DashPass
Free DashPass membership ($120/yr) plus $10/mo DashPass member promos ($120/yr)
Enrollment required: Activate DashPass by 12/31/2027 through Chase benefits
$240/yr
monthly
Account Perks
No Foreign Transaction Fees
No foreign transaction fees
$50/yr
ongoing
Earning Rates
| Category | Rate |
|---|---|
Chase Travel bookings | 5x |
Dining | 3x |
Online grocery | 3x |
Streaming services | 3x |
All other purchases | 1x |
Other travel (booked directly) Travel purchases outside Chase Travel (airfare, hotels, and more booked directly). | 2x |
5 Hidden Benefits Most People Miss
- Car Rental Loss & Damage Insurance: $200/yr
- Trip Cancellation/Interruption Insurance: $100/yr
- Trip Delay Reimbursement: $50/yr
- Purchase Protection: $75/yr
- Extended Warranty: $50/yr
How much are you leaving on the table?
Select all your cards and see your personal Gap, the total dollar value of benefits you're not using.
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