Free Credit Card Benefits Analyzer

You're leaving money
on the table.

The average premium cardholder wastes over $2,000/year in unused benefits. CardUnlocked shows you exactly how much — and helps you stop losing it.

No bank login required. Takes 30 seconds.

Select the credit cards in your wallet. No bank login, no account linking.

Instantly see the dollar amount you're losing on unused benefits across all your cards.

Get personalized action items to recover the money you're leaving behind every month.

Your Personal Gap

$2,847/yr

left on the table across 3 cards

Fees

$1,440

Available

$5,287

Capturing

$2,440

Statement Credits$1,200 unused

Travel Perks$847 unused

Insurance & Protection$800 unused

Sample dashboard — your numbers will be different

“I had no idea my Amex Platinum had $400 in credits I wasn't using. CardUnlocked showed me exactly what to do.”

— Early beta user · 3 cards analyzed

“The renewal advisor told me to cancel a card I was losing $200/yr on. Paid for itself immediately.”

— Early beta user · 2 cards analyzed

“I switched which card I use for groceries and I'm earning $300 more per year. Took 30 seconds.”

— Early beta user · 4 cards analyzed

Real benefit values in dollars

No bank login required

No affiliate bias on valuations

23 premium cards analyzed

Stop leaving money on the table

Takes 30 seconds. No bank login. Free forever for the core experience.