The average Chase Sapphire Reserve holder leaves $2,522/yr on the table
Based on typical usage rates across 20 benefits. Your number could be higher or lower.
Welcome Bonus
All Benefits (20)
Statement Credits
$300 annual travel credit applied automatically to travel purchases
$300/yr Exclusive Tables dining credit ($150 per half-year)
Enrollment required: Must enroll through Chase account for Exclusive Tables
$300/yr StubHub/viagogo credit ($150 per half-year)
Enrollment required: Activation required through Chase
$10/mo Lyft credit
$10/mo Peloton membership credit
Up to $120 every 4 years for Global Entry, TSA PreCheck, or NEXUS
Up to $500/yr in hotel credits at The Edit properties through Chase Travel (two $250 credits per year)
Up to $250 in statement credits on prepaid Chase Travel stays at select brands (IHG, Montage, Pendry, Omni, Virgin, Minor, Pan Pacific) through 12/31/2026
Insurance & Protection
PRIMARY car rental coverage up to $75,000
Up to $10,000 per person, $20,000 per trip
Up to $500 per ticket, 6-hour delay trigger
Up to $10,000 per item, 120 days
Up to $500 per item, $1,000 per year, 90 days
Up to $1,000,000 travel accident coverage
Travel Perks
Priority Pass Select with unlimited visits, 2 free guests
Access to Chase Sapphire Lounges (6+ airports)
Shopping & Lifestyle
Free DashPass membership ($120/yr) plus $25/mo in DoorDash promos ($300/yr)
Enrollment required: Activate through Chase benefits
Complimentary Apple Music subscription (~$10.99/mo, $132/yr)
Complimentary Apple TV+ subscription (~$12.99/mo, $156/yr)
Account Perks
No foreign transaction fees
Earning Rates
| Category | Rate |
|---|---|
Chase Travel bookings Flights, hotels, car rentals, activities booked through Chase Travel portal | 8x |
Flights (direct) Flights booked directly with airlines | 4x |
Hotels (direct) Hotels booked directly | 4x |
Dining Restaurants, bars, fast food, delivery services | 3x |
All other purchases | 1x |
7 Hidden Benefits Most People Miss
- Global Entry / TSA PreCheck Credit: $30/yr
- Car Rental Loss & Damage Insurance: $200/yr
- Trip Cancellation/Interruption Insurance: $150/yr
- Trip Delay Reimbursement: $75/yr
- Purchase Protection: $100/yr
- Return Protection: $50/yr
- Travel Accident Insurance: $10/yr
How much are you leaving on the table?
Select all your cards and see your personal Gap, the total dollar value of benefits you're not using.
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