Total Benefit Value
$325/yr
Annual Fee
$95
Avg Left on Table
$245/yr
The average Amex Blue Cash Preferred holder leaves $245/yr on the table
Based on typical usage rates across 5 benefits. Your number could be higher or lower.
Welcome Bonus
30,000points/miles
Spend $3,000 in 6 months · est. $300 value
All Benefits (5)
Statement Credits
Disney Streaming Credit
$10/mo for Disney+, Hulu, ESPN+
Enrollment required: Enroll through Amex benefits portal
$120/yr
monthly
Insurance & Protection
Purchase ProtectionHidden
$1,000 per occurrence, $50,000 per year, 90 days
$50/yr
ongoing
Return ProtectionHidden
$300 per item, $1,000 per year, 90 days
$30/yr
ongoing
Extended WarrantyHidden
+1 year on warranties up to 5 years
$50/yr
ongoing
Car Rental Loss & Damage InsuranceHidden
Secondary domestic, primary international. Up to $50,000.
$75/yr
ongoing
Earning Rates
| Category | Rate |
|---|---|
U.S. Supermarkets Excludes Walmart, Target, Costco | 6x |
Streaming 32 eligible streaming services | 6x |
U.S. Gas Stations | 3x |
Transit | 3x |
All other purchases | 1x |
4 Hidden Benefits Most People Miss
- Purchase Protection: $50/yr
- Return Protection: $30/yr
- Extended Warranty: $50/yr
- Car Rental Loss & Damage Insurance: $75/yr
How much are you leaving on the table?
Select all your cards and see your personal Gap, the total dollar value of benefits you're not using.
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