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United Explorer Card

Chase·$150/yr·13 benefits·No FTF
Total Benefit Value
$1,065/yr
Annual Fee
$150
Avg Left on Table
$721/yr

The average United Explorer holder leaves $721/yr on the table

Based on typical usage rates across 13 benefits. Your number could be higher or lower.

Welcome Bonus

60,000points/miles
Spend $3,000 in 3 months · est. $780 value

All Benefits (13)

Statement Credits

Instacart Credit

$10/mo Instacart credits

Enrollment required: Activate through Chase

$120/yr
monthly
Global Entry / TSA PreCheck CreditHidden

$120 every 4 years for Global Entry/TSA PreCheck

$30/yr
multi_year
In-Flight Purchase Credit

25% back on United in-flight food, drinks, WiFi

$50/yr
ongoing
Rideshare Credit

Up to $5/mo back on rideshare purchases ($60/calendar year)

Enrollment required: Enroll through Chase; yearly opt-in required

$60/yr
monthly
JSX Flight Credit

Up to $100 back each anniversary year on flights booked directly with JSX

$100/yr
annual
United Hotels Credit

$50 back on each of your 1st and 2nd prepaid United Hotels stays ($100/anniversary year)

$100/yr
annual

Insurance & Protection

Car Rental Loss & Damage InsuranceHidden

Secondary domestic, primary international. Up to $60,000.

$100/yr
ongoing
Trip Cancellation/Interruption InsuranceHidden

$1,500 per person, $6,000 per trip

$50/yr
ongoing
Purchase ProtectionHidden

$10,000 per item, 120 days

$75/yr
ongoing

Travel Perks

Free Checked Bag

First checked bag free for cardholder + 1 companion ($50/bag x 2 people x 2 flights)

$200/yr
ongoing
Priority Boarding

Group 2 priority boarding on United flights

$30/yr
ongoing
United Club One-Time Passes

Two United Club one-time passes each anniversary year (over $100 value)

$100/yr
annual

Account Perks

No Foreign Transaction Fees

No foreign transaction fees

$50/yr
ongoing

Earning Rates

CategoryRate
Dining
2x
Hotels
2x
All other purchases
1x
United purchases
United tickets and eligible United purchases, made directly with United. Plus 6x member MileagePlus = 9x total on United flights.
3x

4 Hidden Benefits Most People Miss

  • Global Entry / TSA PreCheck Credit: $30/yr
  • Car Rental Loss & Damage Insurance: $100/yr
  • Trip Cancellation/Interruption Insurance: $50/yr
  • Purchase Protection: $75/yr

How much are you leaving on the table?

Select all your cards and see your personal Gap, the total dollar value of benefits you're not using.

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