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Bank of America Customized Cash Rewards

Bank of America·No annual fee·3 benefits
Total Benefit Value
$175/yr
Annual Fee
$0
Avg Left on Table
$156/yr

The average BofA Customized Cash holder leaves $156/yr on the table

Based on typical usage rates across 3 benefits. Your number could be higher or lower.

Welcome Bonus

20,000points/miles
Spend $1,000 in 3 months · est. $200 value

All Benefits (3)

Insurance & Protection

Purchase ProtectionHidden

$500 per item, $50,000 per year, 90 days

$50/yr
ongoing
Extended WarrantyHidden

+1 year on warranties up to 3 years

$50/yr
ongoing
Car Rental Loss & Damage InsuranceHidden

Secondary coverage in U.S.

$75/yr
ongoing

Earning Rates

CategoryRate
All other purchases
1x
Chosen 3% category
Choose from: Gas/EV, Online Shopping, Dining, Travel, Drug Stores, Home Improvement. Change monthly.
3x
Grocery/Wholesale
Combined $2,500/quarter cap with 3% category
2x

3 Hidden Benefits Most People Miss

  • Purchase Protection: $50/yr
  • Extended Warranty: $50/yr
  • Car Rental Loss & Damage Insurance: $75/yr

How much are you leaving on the table?

Select all your cards and see your personal Gap, the total dollar value of benefits you're not using.

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