The Business Platinum Card from American Express
The average Amex Business Platinum holder leaves $2,413/yr on the table
Based on typical usage rates across 15 benefits. Your number could be higher or lower.
Welcome Bonus
All Benefits (15)
Statement Credits
$200/yr airline incidental fee credit
Enrollment required: Select qualifying airline
$300 semi-annually at FHR/THC properties
$120 every 4 years for Global Entry/TSA PreCheck
Up to $50/quarter on eligible purchases directly with Hilton ($200/yr)
Enrollment required: Enroll through Amex; a Hilton for Business account is created at enrollment if needed
Up to $10/mo for purchases directly with a U.S. wireless telephone service provider ($120/yr)
Enrollment required: Enroll through Amex benefits portal
Up to $90/quarter for U.S. purchases directly with Indeed ($360/yr)
Enrollment required: Enroll through Amex benefits portal
$250/yr statement credit after spending $600+ directly with Adobe
Enrollment required: Enroll through Amex benefits portal
Up to $300/yr in statement credits for U.S. purchases of ChatGPT Business
Enrollment required: Enroll through Amex benefits portal
Up to $209/yr CLEAR Plus credit
Enrollment required: Pay for CLEAR Plus with card
Up to $150/yr on U.S. purchases directly with Dell Technologies; an additional $1,000 credit unlocks after $5,000+ Dell spend in the calendar year
Enrollment required: Enroll through Amex benefits portal
Insurance & Protection
Up to $800/claim, $50 deductible, 2 claims/year
$10,000 per occurrence, $50,000 per year, 90 days
Secondary coverage up to $75,000
Travel Perks
Centurion Lounge access + Priority Pass Select
Account Perks
No foreign transaction fees
Earning Rates
| Category | Rate |
|---|---|
All other purchases | 1x |
Key business categories & purchases $5,000+ Eligible purchases in key business categories, or single purchases of $5,000+. 2X on up to $2M of these purchases per calendar year, then 1X. | 2x |
Flights (Amex Travel) Booked on AmexTravel.com. Unlike the personal Platinum there is no direct-airline 5X and no advertised spend cap. | 5x |
Prepaid hotels (Amex Travel) Prepaid bookings on AmexTravel.com. No advertised spend cap. | 5x |
4 Hidden Benefits Most People Miss
- Global Entry / TSA PreCheck Credit: $30/yr
- Cell Phone Protection: $83/yr
- Purchase Protection: $100/yr
- Car Rental Loss & Damage Insurance: $125/yr
How much are you leaving on the table?
Select all your cards and see your personal Gap, the total dollar value of benefits you're not using.
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