Total Benefit Value
$608/yr
Annual Fee
$0
Avg Left on Table
$458/yr
The average Chase Freedom Flex holder leaves $458/yr on the table
Based on typical usage rates across 6 benefits. Your number could be higher or lower.
Welcome Bonus
20,000points/miles
Spend $500 in 3 months · est. $200 value
All Benefits (6)
Insurance & Protection
Cell Phone ProtectionHidden
Up to $800/claim, $50 deductible, 2 claims/year
$83/yr
ongoing
Purchase ProtectionHidden
$500 per item, $50,000 per year, 120 days
$50/yr
ongoing
Extended WarrantyHidden
+1 year on warranties up to 3 years
$50/yr
ongoing
Trip Cancellation/Interruption InsuranceHidden
$1,500 per person, $6,000 per trip
$50/yr
ongoing
Car Rental Loss & Damage InsuranceHidden
Secondary domestic, primary international. Up to $60,000.
$75/yr
ongoing
Rewards & Earning
Rotating 5% Categories
5% on rotating quarterly categories (up to $1,500/quarter)
$300/yr
quarterly
Earning Rates
| Category | Rate |
|---|---|
Dining | 3x |
Drugstores | 3x |
All other purchases | 1x |
Rotating quarterly categories Must activate. $1,500/quarter cap. | 5x |
Chase Travel Booked through Chase Travel portal | 5x |
5 Hidden Benefits Most People Miss
- Cell Phone Protection: $83/yr
- Purchase Protection: $50/yr
- Extended Warranty: $50/yr
- Trip Cancellation/Interruption Insurance: $50/yr
- Car Rental Loss & Damage Insurance: $75/yr
How much are you leaving on the table?
Select all your cards and see your personal Gap, the total dollar value of benefits you're not using.
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