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Best Credit Cards for Groceries

The best credit cards for earning rewards on grocery spending. Ranked by earning rate, caps, and bonus benefits.

1
American Express Gold Card
American Express · $325/yr
4x points
on groceries (up to $25,000/yr)
Expected groceries rewards: $480/yr
Total card value: $754/yr
2
6% cash back
on groceries (up to $6,000/yr)
Expected groceries rewards: $360/yr
Total card value: $325/yr
3
Citi Strata Premier
Citi · $95/yr
3x points
on groceries
Expected groceries rewards: $270/yr
Total card value: $525/yr
4
6x points
on groceries
Expected groceries rewards: $180/yr
Total card value: $588/yr
5
2x points
on groceries
Expected groceries rewards: $144/yr
Total card value: $978/yr

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