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Best Credit Cards for Cruises
Top credit cards for booking cruises. Earn travel rewards and get trip protection for your next sailing.
1
The Platinum Card from American Express
American Express · $895/yr
5x points
on cruises (up to $500,000/yr)
Expected cruises rewards: $120/yr · cruises benefits: $1,008/yr
Total card value: $4,172/yr7 related benefits
2
Chase Sapphire Reserve
Chase · $795/yr
8x points
on cruises
Expected cruises rewards: $173/yr · cruises benefits: $935/yr
Total card value: $3,331/yr7 related benefits
3
Marriott Bonvoy Brilliant American Express Card
American Express · $650/yr
cruises benefits: $958/yr
Total card value: $1,338/yr6 related benefits
4
Capital One Venture X Rewards
Capital One · $395/yr
10x points
on cruises
Expected cruises rewards: $120/yr · cruises benefits: $683/yr
Total card value: $1,163/yr6 related benefits
5
The Business Platinum Card from American Express
American Express · $895/yr
5x points
on cruises (up to $500,000/yr)
Expected cruises rewards: $120/yr · cruises benefits: $608/yr
Total card value: $1,697/yr4 related benefits
6
Chase Sapphire Preferred
Chase · $95/yr
5x points
on cruises
Expected cruises rewards: $108/yr · cruises benefits: $425/yr
Total card value: $605/yr4 related benefits
7
Citi Strata Premier
Citi · $95/yr
10x points
on cruises
Expected cruises rewards: $180/yr · cruises benefits: $300/yr
Total card value: $525/yr4 related benefits
8
Delta SkyMiles Platinum American Express Card
American Express · $350/yr
cruises benefits: $458/yr
Total card value: $978/yr4 related benefits
9
United Explorer Card
Chase · $150/yr
cruises benefits: $395/yr
Total card value: $645/yr5 related benefits
10
Chase Freedom Flex
Chase · No annual fee
5x points
on cruises
Expected cruises rewards: $108/yr · cruises benefits: $258/yr
Total card value: $608/yr4 related benefits
11
Hilton Honors American Express Surpass Card
American Express · $150/yr
cruises benefits: $308/yr
Total card value: $588/yr4 related benefits
12
Chase Freedom Unlimited
Chase · No annual fee
5x points
on cruises
Expected cruises rewards: $108/yr · cruises benefits: $175/yr
Total card value: $285/yr3 related benefits
13
American Express Gold Card
American Express · $325/yr
3x points
on cruises
Expected cruises rewards: $72/yr · cruises benefits: $205/yr
Total card value: $729/yr3 related benefits
14
American Express Green Card
American Express · $150/yr
3x points
on cruises
Expected cruises rewards: $72/yr · cruises benefits: $180/yr
Total card value: $489/yr3 related benefits
15
Southwest Rapid Rewards Priority Credit Card
Chase · $229/yr
cruises benefits: $195/yr
Total card value: $380/yr3 related benefits
16
Prime Visa
Chase · No annual fee
cruises benefits: $185/yr
Total card value: $285/yr3 related benefits
17
Costco Anywhere Visa Card by Citi
Citi · No annual fee
3% cash back
on cruises
Expected cruises rewards: $36/yr · cruises benefits: $135/yr
Total card value: $185/yr3 related benefits
18
Wells Fargo Active Cash Card
Wells Fargo · No annual fee
cruises benefits: $135/yr
Total card value: $135/yr2 related benefits
19
Blue Cash Preferred Card from American Express
American Express · $95/yr
cruises benefits: $125/yr
Total card value: $325/yr2 related benefits
20
Bank of America Customized Cash Rewards
Bank of America · No annual fee
cruises benefits: $125/yr
Total card value: $175/yr2 related benefits
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