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Best Credit Cards for Restaurants

The top credit cards for earning rewards at restaurants. Ranked by earning rate and dining credits.

1
American Express Gold Card
American Express · $325/yr
4x points
on restaurants (up to $50,000/yr)
Expected restaurants rewards: $288/yr
Total card value: $729/yr
2
American Express Green Card
American Express · $150/yr
3x points
on restaurants
Expected restaurants rewards: $216/yr
Total card value: $489/yr
3
Chase Sapphire Reserve
Chase · $795/yr
3x points
on restaurants
Expected restaurants rewards: $194/yr
Total card value: $3,331/yr
4
Chase Freedom Flex
Chase · No annual fee
3x points
on restaurants
Expected restaurants rewards: $194/yr
Total card value: $608/yr
5
3x points
on restaurants
Expected restaurants rewards: $194/yr
Total card value: $605/yr
6
Chase Freedom Unlimited
Chase · No annual fee
3x points
on restaurants
Expected restaurants rewards: $194/yr
Total card value: $285/yr
7
Citi Strata Premier
Citi · $95/yr
3x points
on restaurants
Expected restaurants rewards: $162/yr
Total card value: $525/yr
8
6x points
on restaurants
Expected restaurants rewards: $108/yr
Total card value: $588/yr
9
3% cash back
on restaurants
Expected restaurants rewards: $108/yr
Total card value: $185/yr
10
United Explorer Card
Chase · $150/yr
2x points
on restaurants
Expected restaurants rewards: $94/yr
Total card value: $645/yr
11
3x points
on restaurants
Expected restaurants rewards: $86/yr
Total card value: $1,338/yr
12
2x points
on restaurants
Expected restaurants rewards: $86/yr
Total card value: $978/yr
13
Prime Visa
Chase · No annual fee
2% cash back
on restaurants
Expected restaurants rewards: $72/yr
Total card value: $285/yr

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