← All comparisons
Delta SkyMiles Platinum American Express Card vs United Explorer Card
Every benefit and earning rate compared in real dollars
Delta SkyMiles Platinum American Express Card
American Express · $350/yr fee
Total Value$978/yr
Annual Fee-$350
Net Value+$628
United Explorer Card
Chase · $150/yr fee
Total Value$1,065/yr
Annual Fee-$150
Net Value+$915
United Explorer wins by $287/yr in net value
Based on total benefit value minus annual fee. Your actual value depends on which benefits you use.
Earning Rates
| Category | Delta SkyMiles Platinum | United Explorer |
|---|---|---|
| Delta purchases | 3x | – |
| Hotels | 3x | 2x |
| United purchases | – | 3x |
| Restaurants | 2x | – |
| U.S. Supermarkets | 2x | – |
| Dining | – | 2x |
| All other purchases | 1x | 1x |
Benefits Both Cards Share (6)
Rideshare Credit
$120vs$60
Car Rental Loss & Damage Insurance
$75vs$100
Purchase Protection
$50vs$75
Global Entry / TSA PreCheck Credit
$30vs$30
No Foreign Transaction Fees
$50vs$50
In-Flight Purchase Credit
$25vs$50
Only on Delta SkyMiles Platinum (5)
Resy Dining Credit
$120/yrStatement Credits
Cell Phone Protection
$83/yrInsurance & Protection
Delta Stays Credit
$150/yrStatement Credits
Venue Collection Concessions Credit
$25/yrShopping & Lifestyle
Companion Certificate
$250/yrTravel Perks
Only on United Explorer (7)
Free Checked Bag
$200/yrTravel Perks
Priority Boarding
$30/yrTravel Perks
Instacart Credit
$120/yrStatement Credits
Trip Cancellation/Interruption Insurance
$50/yrInsurance & Protection
JSX Flight Credit
$100/yrStatement Credits
United Club One-Time Passes
$100/yrTravel Perks
United Hotels Credit
$100/yrStatement Credits
Delta SkyMiles Platinum American Express Card
View all benefits →
United Explorer Card
View all benefits →
Have one of these cards?
See your personal Gap, the dollar value of benefits you're not using across all your cards.