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Delta SkyMiles Platinum American Express Card vs United Explorer Card
Every benefit and earning rate compared in real dollars
Delta SkyMiles Platinum American Express Card
American Express · $350/yr fee
Total Value$978/yr
Annual Fee-$350
Net Value+$628
United Explorer Card
Chase · $150/yr fee
Total Value$645/yr
Annual Fee-$150
Net Value+$495
Delta SkyMiles Platinum American Express Card wins by $133/yr in net value
Based on total benefit value minus annual fee. Your actual value depends on which benefits you use.
Earning Rates
| Category | Delta SkyMiles | United Explorer |
|---|---|---|
| Delta purchases | 3x | — |
| Hotels | 3x | 2x |
| Restaurants | 2x | — |
| U.S. Supermarkets | 2x | — |
| United purchases | — | 2x |
| Dining | — | 2x |
| All other purchases | 1x | 1x |
Benefits Both Cards Share (3)
Car Rental Loss & Damage Insurance
$75vs$100
Purchase Protection
$50vs$75
Global Entry / TSA PreCheck Credit
$30vs$30
Only on Delta SkyMiles Platinum (6)
Companion Certificate
$250/yrTravel Perks
Delta Flight Credit
$200/yrStatement Credits
Resy Dining Credit
$120/yrStatement Credits
Rideshare Credit
$120/yrStatement Credits
Cell Phone Protection
$83/yrInsurance & Protection
No Foreign Transaction Fees
$50/yrAccount Perks
Only on United Explorer Card (6)
Free Checked Bag
$140/yrTravel Perks
Priority Boarding
$30/yrTravel Perks
Instacart Credit
$120/yrStatement Credits
In-Flight Purchase Credit
$50/yrStatement Credits
Trip Cancellation/Interruption Insurance
$50/yrInsurance & Protection
No Foreign Transaction Fees
$50/yrAccount Perks
Delta SkyMiles Platinum American Express Card
View all benefits →
United Explorer Card
View all benefits →
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