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Citi Double Cash Card vs Chase Freedom Unlimited
Every benefit and earning rate compared in real dollars
Citi Double Cash Card
Citi · $0/yr fee
Total Value$50/yr
Annual Fee-$0
Net Value+$50
Chase Freedom Unlimited
Chase · $0/yr fee
Total Value$285/yr
Annual Fee-$0
Net Value+$285
Chase Freedom Unlimited wins by $235/yr in net value
Based on total benefit value minus annual fee. Your actual value depends on which benefits you use.
Earning Rates
| Category | Citi Double Cash | Chase Freedom Unlimited |
|---|---|---|
| Hotels, car rentals & attractions (Citi Travel) | 5x | – |
| Chase Travel | – | 5x |
| Dining | – | 3x |
| Drugstores | – | 3x |
| All purchases | 2x | – |
| All other purchases | – | 1.5x |
Benefits Both Cards Share (1)
Extended Warranty
$50vs$50
Only on Chase Freedom Unlimited (4)
Purchase Protection
$50/yrInsurance & Protection
Trip Cancellation/Interruption Insurance
$50/yrInsurance & Protection
Car Rental Loss & Damage Insurance
$75/yrInsurance & Protection
DoorDash DashPass
$60/yrShopping & Lifestyle
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