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Citi Double Cash Card vs Chase Freedom Unlimited

Every benefit and earning rate compared in real dollars

Citi Double Cash Card
Citi · $0/yr fee
Total Value$50/yr
Annual Fee-$0
Net Value+$50
Chase Freedom Unlimited
Chase · $0/yr fee
Total Value$285/yr
Annual Fee-$0
Net Value+$285

Chase Freedom Unlimited wins by $235/yr in net value

Based on total benefit value minus annual fee. Your actual value depends on which benefits you use.

Earning Rates

CategoryCiti DoubleChase Freedom
Chase Travel5x
Dining3x
Drugstores3x
All purchases2x
All other purchases1.5x

Benefits Both Cards Share (1)

Extended Warranty
$50vs$50

Only on Chase Freedom Unlimited (4)

Purchase Protection
$50/yrInsurance & Protection
Trip Cancellation/Interruption Insurance
$50/yrInsurance & Protection
Car Rental Loss & Damage Insurance
$75/yrInsurance & Protection
DoorDash DashPass
$60/yrShopping & Lifestyle

Have one of these cards?

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