Total Benefit Value
$285/yr
Annual Fee
$0
Avg Left on Table
$239/yr
The average Chase Freedom Unlimited holder leaves $239/yr on the table
Based on typical usage rates across 5 benefits. Your number could be higher or lower.
Welcome Bonus
25,000points/miles
Spend $500 in 3 months · est. $250 value
All Benefits (5)
Insurance & Protection
Purchase ProtectionHidden
$500 per claim, $50,000 per account, 120 days
$50/yr
ongoing
Trip Cancellation/Interruption InsuranceHidden
$1,500 per person, $6,000 per trip
$50/yr
ongoing
Car Rental Loss & Damage InsuranceHidden
Secondary domestic, primary international. Up to $60,000.
$75/yr
ongoing
Shopping & Lifestyle
Extended WarrantyHidden
+1 year on warranties up to 3 years
$50/yr
ongoing
DoorDash DashPass
Free DashPass for 6 months (~$60 value)
Enrollment required: Activate through Chase benefits
$60/yr
ongoing
Earning Rates
| Category | Rate |
|---|---|
Chase Travel Booked through Chase Travel portal | 5x |
Dining | 3x |
Drugstores | 3x |
All other purchases Unlimited 1.5% on everything else | 1.5x |
4 Hidden Benefits Most People Miss
- Purchase Protection — $50/yr
- Extended Warranty — $50/yr
- Trip Cancellation/Interruption Insurance — $50/yr
- Car Rental Loss & Damage Insurance — $75/yr
How much are you leaving on the table?
Select all your cards and see your personal Gap — the total dollar value of benefits you're not using.
See Your Gap — It's FreeNo bank login required. Takes 30 seconds.