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Capital One Venture X Rewards vs The Platinum Card from American Express
Every benefit and earning rate compared in real dollars
Capital One Venture X Rewards
Capital One · $395/yr fee
Total Value$1,163/yr
Annual Fee-$395
Net Value+$768
The Platinum Card from American Express
American Express · $895/yr fee
Total Value$4,032/yr
Annual Fee-$895
Net Value+$3,137
Amex Platinum wins by $2,369/yr in net value
Based on total benefit value minus annual fee. Your actual value depends on which benefits you use.
Earning Rates
| Category | Capital One Venture X | Amex Platinum |
|---|---|---|
| Hotels & car rentals (Capital One Travel) | 10x | – |
| Flights (Capital One Travel) | 5x | – |
| Vacation rentals (Capital One Travel) | 5x | – |
| Flights (direct or Amex Travel) | – | 5x |
| Prepaid hotels (Amex Travel) | – | 5x |
| All other purchases | 2x | 1x |
Benefits Both Cards Share (7)
Global Entry / TSA PreCheck Credit
$30vs$30
Priority Pass Select
$200vs$200
Car Rental Loss & Damage Insurance
$200vs$125
Trip Cancellation/Interruption Insurance
$50vs$100
Purchase Protection
$75vs$100
Cell Phone Protection
$83vs$83
No Foreign Transaction Fees
$50vs$50
Only on Capital One Venture X (4)
Annual Travel Credit
$300/yrStatement Credits
Trip Delay Reimbursement
$75/yrInsurance & Protection
Extended Warranty
$50/yrInsurance & Protection
Return Protection
$50/yrInsurance & Protection
Only on Amex Platinum (13)
Digital Entertainment Credit
$300/yrStatement Credits
Resy Dining Credit
$400/yrStatement Credits
Hotel Credit
$600/yrStatement Credits
Lululemon Credit
$300/yrStatement Credits
Saks Fifth Avenue Credit
$100/yrStatement Credits
Walmart+ Credit
$155/yrStatement Credits
Centurion Lounge Access
$300/yrTravel Perks
Hotel Elite Status
$100/yrTravel Perks
Uber Cash Credit
$180/yrStatement Credits
Airline Fee Credit
$200/yrStatement Credits
CLEAR Plus Credit
$209/yrStatement Credits
Equinox Credit
$300/yrStatement Credits
Oura Ring Credit
$200/yrStatement Credits
Capital One Venture X Rewards
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The Platinum Card from American Express
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