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Marriott Bonvoy Brilliant American Express Card vs Hilton Honors American Express Surpass Card
Every benefit and earning rate compared in real dollars
Marriott Bonvoy Brilliant American Express Card
American Express · $650/yr fee
Total Value$1,338/yr
Annual Fee-$650
Net Value+$688
Hilton Honors American Express Surpass Card
American Express · $150/yr fee
Total Value$588/yr
Annual Fee-$150
Net Value+$438
Marriott Bonvoy Brilliant American Express Card wins by $250/yr in net value
Based on total benefit value minus annual fee. Your actual value depends on which benefits you use.
Earning Rates
| Category | Marriott Bonvoy | Hilton Honors |
|---|---|---|
| Hilton properties | — | 12x |
| Marriott hotels | 6x | — |
| Restaurants | — | 6x |
| U.S. Supermarkets | — | 6x |
| U.S. Gas Stations | — | 6x |
| Dining | 3x | — |
| Flights | 3x | — |
| All other purchases | 2x | 3x |
Benefits Both Cards Share (3)
Cell Phone Protection
$83vs$83
Purchase Protection
$75vs$50
Return Protection
$30vs$30
Only on Marriott Bonvoy Brilliant (6)
Dining Credit
$300/yrStatement Credits
Free Night Award
$300/yrTravel Perks
Hotel Elite Status
$200/yrTravel Perks
Priority Pass Select Membership
$200/yrTravel Perks
Trip Cancellation/Interruption Insurance
$100/yrInsurance & Protection
No Foreign Transaction Fees
$50/yrAccount Perks
Only on Hilton Honors American (4)
Hotel Credit
$200/yrStatement Credits
Hotel Gold Elite Status
$100/yrTravel Perks
Car Rental Loss & Damage Insurance
$75/yrInsurance & Protection
No Foreign Transaction Fees
$50/yrAccount Perks
Marriott Bonvoy Brilliant American Express Card
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Hilton Honors American Express Surpass Card
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