Total Benefit Value
$135/yr
Annual Fee
$0
Avg Left on Table
$118/yr
The average Wells Fargo Active Cash Card holder leaves $118/yr on the table
Based on typical usage rates across 2 benefits. Your number could be higher or lower.
Welcome Bonus
20,000points/miles
Spend $500 in 3 months · est. $200 value
All Benefits (2)
Insurance & Protection
Cell Phone ProtectionHidden
Up to $600/claim, $25 deductible, 2 claims/year. Must pay phone bill with card. Does NOT cover lost phones.
$60/yr
ongoing
Car Rental Loss & Damage InsuranceHidden
Secondary domestic, primary international. Up to $50,000.
$75/yr
ongoing
Earning Rates
| Category | Rate |
|---|---|
All purchases Flat 2% on everything, no categories | 2x |
2 Hidden Benefits Most People Miss
- Cell Phone Protection — $60/yr
- Car Rental Loss & Damage Insurance — $75/yr
How much are you leaving on the table?
Select all your cards and see your personal Gap — the total dollar value of benefits you're not using.
See Your Gap — It's FreeNo bank login required. Takes 30 seconds.