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Marriott Bonvoy Brilliant American Express Card

American Express·$650/yr·9 benefits·No FTF
Total Benefit Value
$1,338/yr
Annual Fee
$650
Avg Left on Table
$908/yr

The average Marriott Bonvoy Brilliant American Express Card holder leaves $908/yr on the table

Based on typical usage rates across 9 benefits. Your number could be higher or lower.

Welcome Bonus

200,000points/miles
Spend $6,000 in 6 months · est. $1,600 value

All Benefits (9)

Statement Credits

Dining Credit

$25/mo dining credit at restaurants worldwide

$300/yr
monthly

Insurance & Protection

Cell Phone ProtectionHidden

Up to $800/claim, $50 deductible, 2 claims/year. Must pay phone bill with card.

$83/yr
ongoing
Trip Cancellation/Interruption InsuranceHidden

$10,000 per trip, $20,000 per year

$100/yr
ongoing
Purchase ProtectionHidden

$10,000 per occurrence, $50,000 per year, 90 days

$75/yr
ongoing

Travel Perks

Free Night Award

Free Night Award up to 85,000 points (top up to 110,000). Issued at renewal.

$300/yr
annual
Hotel Elite StatusHidden

Automatic Platinum Elite: suite upgrades, 50% bonus points, lounge access, breakfast, late checkout

$200/yr
ongoing
Priority Pass Select Membership

Priority Pass Select: unlimited visits, 2 free guests

Enrollment required: Enroll through Priority Pass website

$200/yr
ongoing

Shopping & Lifestyle

Return ProtectionHidden

$300 per item, $1,000 per year, 90 days

$30/yr
ongoing

Account Perks

No Foreign Transaction Fees

No foreign transaction fees

$50/yr
ongoing

Earning Rates

CategoryRate
Marriott hotels
Up to 21x combined at hotels with elite status
6x
Dining
3x
Flights
3x
All other purchases
2x

5 Hidden Benefits Most People Miss

  • Hotel Elite Status — $200/yr
  • Cell Phone Protection — $83/yr
  • Trip Cancellation/Interruption Insurance — $100/yr
  • Purchase Protection — $75/yr
  • Return Protection — $30/yr

How much are you leaving on the table?

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