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Capital One Venture X Rewards

Capital One·$395/yr·11 benefits·No FTF
Total Benefit Value
$1,163/yr
Annual Fee
$395
Avg Left on Table
$785/yr

The average Capital One Venture X Rewards holder leaves $785/yr on the table

Based on typical usage rates across 11 benefits. Your number could be higher or lower.

Welcome Bonus

75,000points/miles
Spend $4,000 in 3 months · est. $750 value

All Benefits (11)

Statement Credits

Annual Travel Credit

$300 annual travel credit through Capital One Travel

$300/yr
annual
Global Entry / TSA PreCheck CreditHidden

Up to $120 every 4 years for Global Entry/TSA PreCheck

$30/yr
multi_year

Insurance & Protection

Car Rental Loss & Damage InsuranceHidden

PRIMARY car rental coverage up to $75,000

$200/yr
ongoing
Trip Cancellation/Interruption InsuranceHidden

Up to $2,000 per person

$50/yr
ongoing
Trip Delay ReimbursementHidden

Up to $500 per person, 6-hour delay trigger

$75/yr
ongoing
Purchase ProtectionHidden

Up to $10,000 per item, $50,000 per cardholder

$75/yr
ongoing
Cell Phone ProtectionHidden

Up to $800/claim, $50 deductible, 2 claims/year

$83/yr
ongoing

Travel Perks

Priority Pass Select

Priority Pass Select with unlimited visits, 2 free guests

$200/yr
ongoing

Shopping & Lifestyle

Extended WarrantyHidden

+1 year on warranties up to 3 years, $10,000 per claim

$50/yr
ongoing
Return ProtectionHidden

Up to $300 per item, $1,000 per year

$50/yr
ongoing

Account Perks

No Foreign Transaction Fees

No foreign transaction fees

$50/yr
ongoing

Earning Rates

CategoryRate
Hotels & car rentals (Capital One Travel)
Booked through Capital One Travel portal
10x
Flights (Capital One Travel)
Booked through Capital One Travel portal
5x
All other purchases
Unlimited 2x on everything else
2x

8 Hidden Benefits Most People Miss

  • Global Entry / TSA PreCheck Credit — $30/yr
  • Car Rental Loss & Damage Insurance — $200/yr
  • Trip Cancellation/Interruption Insurance — $50/yr
  • Trip Delay Reimbursement — $75/yr
  • Purchase Protection — $75/yr
  • Extended Warranty — $50/yr
  • Return Protection — $50/yr
  • Cell Phone Protection — $83/yr

How much are you leaving on the table?

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