Total Benefit Value
$175/yr
Annual Fee
$0
Avg Left on Table
$156/yr
The average Bank of America Customized Cash Rewards holder leaves $156/yr on the table
Based on typical usage rates across 3 benefits. Your number could be higher or lower.
Welcome Bonus
20,000points/miles
Spend $1,000 in 3 months · est. $200 value
All Benefits (3)
Insurance & Protection
Purchase ProtectionHidden
$500 per item, $50,000 per year, 90 days
$50/yr
ongoing
Car Rental Loss & Damage InsuranceHidden
Secondary coverage in U.S.
$75/yr
ongoing
Shopping & Lifestyle
Extended WarrantyHidden
+1 year on warranties up to 3 years
$50/yr
ongoing
Earning Rates
| Category | Rate |
|---|---|
Chosen 3% category Choose from: Gas/EV, Online Shopping, Dining, Travel, Drug Stores, Home Improvement. Change monthly. | 3x |
Grocery/Wholesale Combined $2,500/quarter cap with 3% category | 2x |
All other purchases | 1x |
3 Hidden Benefits Most People Miss
- Purchase Protection — $50/yr
- Extended Warranty — $50/yr
- Car Rental Loss & Damage Insurance — $75/yr
How much are you leaving on the table?
Select all your cards and see your personal Gap — the total dollar value of benefits you're not using.
See Your Gap — It's FreeNo bank login required. Takes 30 seconds.