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The Platinum Card from American Express

American Express·$895/yr·20 benefits·No FTF
Total Benefit Value
$4,172/yr
Annual Fee
$895
Avg Left on Table
$3,010/yr

The average The Platinum Card from American Express holder leaves $3,010/yr on the table

Based on typical usage rates across 20 benefits. Your number could be higher or lower.

Welcome Bonus

175,000points/miles
Spend $12,000 in 6 months · est. $3,500 value

All Benefits (20)

Statement Credits

Airline Fee Credit

Up to $200/yr in incidental airline fee credits on one selected airline

Enrollment required: Select one qualifying airline per calendar year through Amex account

$200/yr
annual
Uber Cash Credit

$15/mo Uber Cash ($200/yr) + $20 Dec bonus + up to $10/mo Uber One credit ($120/yr)

Enrollment required: Add Platinum Card to Uber account

$320/yr
monthly
Digital Entertainment Credit

Up to $25/mo for Disney+, Hulu, ESPN, NYT, Paramount+, Peacock, WSJ, YouTube Premium/TV

Enrollment required: Enroll through Amex benefits portal

$300/yr
monthly
Resy Dining Credit

Up to $100/quarter at Resy-partnered restaurants

Enrollment required: Enroll through Amex account

$400/yr
quarterly
Hotel Credit

Up to $300 semi-annually at Fine Hotels + Resorts or The Hotel Collection

$600/yr
semi_annual
Lululemon Credit

Up to $75/quarter at lululemon

Enrollment required: Enroll through Amex benefits portal

$300/yr
quarterly
Saks Fifth Avenue Credit

$50 semi-annually at Saks Fifth Avenue

$100/yr
semi_annual
Walmart+ Credit

Up to $12.95/mo covering Walmart+ membership

Enrollment required: Enroll through Amex benefits portal

$155/yr
monthly
CLEAR Plus Credit

Up to $209/yr CLEAR Plus membership credit

Enrollment required: Pay for CLEAR Plus with Platinum Card

$209/yr
annual
Equinox Credit

Up to $300/yr toward Equinox membership

Enrollment required: Enroll through Amex benefits portal

$300/yr
annual
Oura Ring Credit

Up to $200/yr toward Oura Ring products or membership

Enrollment required: Enroll through Amex benefits portal

$200/yr
annual
Global Entry / TSA PreCheck CreditHidden

Up to $120 every 4 years for Global Entry or TSA PreCheck

$30/yr
multi_year

Insurance & Protection

Car Rental Loss & Damage InsuranceHidden

Secondary car rental coverage up to $75,000

$125/yr
ongoing
Trip Cancellation/Interruption InsuranceHidden

Up to $10,000 per trip, $20,000 per year

$100/yr
ongoing
Purchase ProtectionHidden

Up to $10,000 per occurrence, $50,000 per year, 90 days

$100/yr
ongoing
Cell Phone ProtectionHidden

Up to $800/claim, $50 deductible, 2 claims/year

$83/yr
ongoing

Travel Perks

Centurion Lounge Access

Unlimited access to Centurion Lounges for cardholder + 2 guests

$300/yr
ongoing
Priority Pass Select

Priority Pass Select membership with unlimited visits

$200/yr
ongoing
Hotel Elite StatusHidden

Marriott Bonvoy Gold + Hilton Honors Gold + Leaders Club Sterling

$100/yr
ongoing

Account Perks

No Foreign Transaction Fees

No foreign transaction fees on international purchases

$50/yr
ongoing

Earning Rates

CategoryRate
Flights (direct or Amex Travel)
Must book directly with airline or through Amex Travel. Third-party sites earn 1x.
5x
Prepaid hotels (Amex Travel)
Must be prepaid bookings through Amex Travel only.
5x
All other purchases
Excludes cash equivalents, gift cards, fees, interest.
1x

6 Hidden Benefits Most People Miss

  • Global Entry / TSA PreCheck Credit — $30/yr
  • Car Rental Loss & Damage Insurance — $125/yr
  • Trip Cancellation/Interruption Insurance — $100/yr
  • Purchase Protection — $100/yr
  • Cell Phone Protection — $83/yr
  • Hotel Elite Status — $100/yr

How much are you leaving on the table?

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