Total Benefit Value
$489/yr
Annual Fee
$150
Avg Left on Table
$415/yr
The average American Express Green Card holder leaves $415/yr on the table
Based on typical usage rates across 6 benefits. Your number could be higher or lower.
Welcome Bonus
40,000points/miles
Spend $3,000 in 6 months · est. $800 value
All Benefits (6)
Statement Credits
CLEAR Plus Credit
Up to $209/yr CLEAR Plus membership credit
Enrollment required: Pay for CLEAR Plus with Green Card
$209/yr
annual
Insurance & Protection
Car Rental Loss & Damage InsuranceHidden
Secondary coverage up to $50,000. Optional Premium upgrade available ($12-25/rental for primary).
$75/yr
ongoing
Purchase ProtectionHidden
$1,000 per occurrence, $50,000 per year, 90 days
$75/yr
ongoing
Trip Delay ReimbursementHidden
Up to $300 per trip, 12-hour trigger, max 2 claims/year
$30/yr
ongoing
Shopping & Lifestyle
Extended WarrantyHidden
+1 year on warranties up to 5 years
$50/yr
ongoing
Account Perks
No Foreign Transaction Fees
No foreign transaction fees
$50/yr
ongoing
Earning Rates
| Category | Rate |
|---|---|
Travel Flights, hotels, transit, taxis, rideshare, cruises | 3x |
Transit Trains, buses, subways, taxis, rideshare, tolls, parking | 3x |
Restaurants Restaurants worldwide | 3x |
All other purchases | 1x |
4 Hidden Benefits Most People Miss
- Car Rental Loss & Damage Insurance — $75/yr
- Purchase Protection — $75/yr
- Extended Warranty — $50/yr
- Trip Delay Reimbursement — $30/yr
How much are you leaving on the table?
Select all your cards and see your personal Gap — the total dollar value of benefits you're not using.
See Your Gap — It's FreeNo bank login required. Takes 30 seconds.