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The Business Platinum Card from American Express

American Express·$895/yr·9 benefits·No FTF
Total Benefit Value
$1,697/yr
Annual Fee
$895
Avg Left on Table
$1,299/yr

The average The Business Platinum Card from American Express holder leaves $1,299/yr on the table

Based on typical usage rates across 9 benefits. Your number could be higher or lower.

Welcome Bonus

200,000points/miles
Spend $20,000 in 3 months · est. $4,000 value

All Benefits (9)

Statement Credits

Airline Fee Credit

$200/yr airline incidental fee credit

Enrollment required: Select qualifying airline

$200/yr
annual
Hotel Credit

$300 semi-annually at FHR/THC properties

$600/yr
semi_annual
CLEAR Plus Credit

Up to $209/yr CLEAR Plus credit

Enrollment required: Pay for CLEAR Plus with card

$209/yr
annual
Global Entry / TSA PreCheck CreditHidden

$120 every 4 years for Global Entry/TSA PreCheck

$30/yr
multi_year

Insurance & Protection

Cell Phone ProtectionHidden

Up to $800/claim, $50 deductible, 2 claims/year

$83/yr
ongoing
Purchase ProtectionHidden

$10,000 per occurrence, $50,000 per year, 90 days

$100/yr
ongoing
Car Rental Loss & Damage InsuranceHidden

Secondary coverage up to $75,000

$125/yr
ongoing

Travel Perks

Centurion Lounge Access

Centurion Lounge access + Priority Pass Select

$300/yr
ongoing

Account Perks

No Foreign Transaction Fees

No foreign transaction fees

$50/yr
ongoing

Earning Rates

CategoryRate
Flights (Amex Travel or direct)
5x
Prepaid hotels (Amex Travel)
5x
Purchases $5,000+
On individual purchases of $5,000 or more
1.5x
All other purchases
1x

4 Hidden Benefits Most People Miss

  • Global Entry / TSA PreCheck Credit — $30/yr
  • Cell Phone Protection — $83/yr
  • Purchase Protection — $100/yr
  • Car Rental Loss & Damage Insurance — $125/yr

How much are you leaving on the table?

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